Terms and Conditions

Welcome to thalorivandexq's financial planning services. These Terms and Conditions govern your use of our website and subscription-based financial planning consultation services.

Acceptance of Terms

By accessing our website or subscribing to our services, you agree to be bound by these Terms and Conditions and all applicable laws and regulations.

If you do not agree with any part of these terms, please do not use our services.

Description of Services

thalorivandexq provides subscription-based financial planning consultation services to Australian residents. Our services include monthly consultations, personalized financial guidance, and ongoing support.

Services are provided through scheduled consultations and do not constitute specific financial advice. Individual results may vary based on personal circumstances.

User Responsibilities and Obligations

As a user of our services, you agree to the following responsibilities.

  • Provide accurate and complete information during consultations
  • Maintain the confidentiality of your account information
  • Use our services only for lawful purposes
  • Respect the intellectual property rights of thalorivandexq
  • Notify us promptly of any changes to your contact information

Prohibited Uses

You may not use our services for any of the following purposes.

  • Any unlawful purpose or to solicit others to perform unlawful acts
  • To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
  • To transmit or procure the sending of any advertising or promotional material without our prior written consent
  • To impersonate or attempt to impersonate the company, company employees, another user, or any other person

Intellectual Property Rights

The content, features, and functionality of our website and services are owned by thalorivandexq and are protected by international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information. Privacy Policy

Limitation of Liability

To the fullest extent permitted by Australian law, thalorivandexq shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

Our total liability shall not exceed the amount paid by you for our services in the 12 months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless thalorivandexq from any claim or demand, including reasonable attorneys' fees, made by any third party due to your breach of these Terms or violation of any law.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently through multiple avenues.

Arbitration and Mediation

Any disputes arising from these Terms will first be addressed through good faith negotiation, followed by mediation if necessary, and finally binding arbitration under Australian commercial arbitration rules.

Online Dispute Resolution

For international clients, we participate in online dispute resolution platforms where applicable.

Access ODR Platform: https://ec.europa.eu/consumers/odr

Termination of Services

Either party may terminate the service relationship at any time with 30 days written notice. thalorivandexq reserves the right to terminate services immediately for breach of these terms.

Upon termination, your access to services will cease and any outstanding fees become immediately due.

Governing Law

These Terms are governed by and construed in accordance with the laws of Australia, specifically Australian Consumer Law and applicable state regulations.

Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms constitute the entire agreement between you and thalorivandexq regarding our services and supersede all prior or contemporaneous communications and proposals.

Changes to Terms

thalorivandexq reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website.

Continued use of our services after changes constitutes acceptance of the new Terms.

Contact Information

If you have questions about these Terms and Conditions, please contact us.

Email: contact@thalorivandexq.com

Phone: +61 4 6076 0294

Address: 142 Collins Street, Melbourne VIC 3000

Last updated: 3 September 2025

Version: 2.1